In late May, the Wall Street Journal published an article detailing the financial troubles of Dr. Mike Meru. In short, Mike Meru is an orthodontist practicing in Utah who owes more than $1 million in student loans. Yes, you read that right! As a fellow orthodontist, I appreciate his willingness to share so much about his financial life with the public. This is something that many people would never do, no matter their line of work. However, this article brought to the forefront a number of difficult issues uniquely facing the current generation of student borrowers. After all, who is to blame for his $1 million student loan debt?